I guess that there are two main worries I might have with auto insurance - one is getting a good price, and two is making sure that the company I choose is a reliable one that will pay out if I have to make a claim. Of course these days things are easier, thanks to the internet. I can easily get an auto insurance quote by looking online. Then, if I wish, I can do some comparison shopping, but my own experience is that the online shopping is generally the way to go as far as pricing goes even when the product is identical to one that can be purchased locally. And of course when the product is something like auto insurance, there are no shipping fees to pay, so comparing prices just got easier.